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  1. Energy Solutions
  2. The Energy Detective
  3. Residential Energy Efficiency Loan Programs

Residential Energy Efficiency Loan Program

If you're a homeowner and need a new heating system, new windows or need to add weather stripping, caulking or insulation, Jo-Carroll Energy has a program that may be able to help.

The low-interest residential energy efficiency loan program was started to help homeowners make existing homes more energy efficient, and will loan members from $200 to $10,000 at a low interest rate to make these improvements.

Qualifying projects include:

  • Energy Star qualified geothermal heat pumps
  • Air source heat pumps with a SEER greater than 15
  • Heat pump water heaters
  • Solar water heaters (with an electric backup)
  • Attic, wall and floor insulation
  • Caulking and weather stripping
  • Windows and doors
  • Mobile home "roof-overs"
  • Natural gas service extension (available to existing members only where available)

Homeowners interested in the program are required to have a home assessment completed by the cooperative prior to beginning work. After the homeowner has identified their project and had the assessment completed, they will obtain estimates and complete a loan application. Work must be completed within 60 days of the loan approval date.

Contact us at 800-858-5522 for more information or the current interest rate.

Download a copy of the loan program brochure.

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  • My Account
    • Manage My Account
      • Account Management
      • Bill Payment Options
        • Energy Assistance
    • Member Info
      • Capital Credits
      • Co-op Connections Program
      • Programs
      • Scam Awareness
  • Services
    • Divisions
      • Electric Service
      • Natural Gas Service
      • Sand Prairie Internet
    • Services
      • Start or Stop Service
      • New Service Construction
      • FirstCall
  • My Community
    • Commitment to Community
      • Economic Development
      • Member Involvement
      • Member Appreciation Days
      • Donations and Sponsorships
      • Donations and Sponsorships
      • Donations and Sponsorships
      • ‘Sharing Success’ grant applications now being accepted
    • For Our Students
      • JCE Scholarship Program
      • Teacher Resources
      • Youth to Washington
    • Coloring Contest
    • Photo contest
  • My Co-op
    • About The Co-op
      • About JCE
      • Board of Directors
        • Director Elections
      • Financials
      • Contact Us
      • Employment
      • Cooperative Principles
    • Programs and Events
      • Annual Meeting
      • Minutes & Bylaws
      • Touchstone Energy
      • News & Resources
        • Bill Inserts
        • Hi-Lines Newsletter
        • Pilot Light
      • Co-ops Vote
  • Energy Solutions
    • Renewable Energy
      • Distributed Generation
      • Evergreen
      • Solar Energy
      • Community Solar
      • South View Solar Farm
    • Beneficial Electrification
      • Geothermal
      • Drive Electric
      • Lawn Care
    • The Energy Detective
      • The Energy Detective
        • Small Business and Agriculture Energy Audits
        • Kill-A-Watt Meters
      • Energy Analysis Program
      • Energy Efficiency Incentives
      • Demand Response
      • Residential Energy Efficiency Loan Programs
  • Safety